HBU_Pennant.jpg

 

 

 lock for identity theftHow identity theft can affect you.

What is identity theft?
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes . . .

How do thieves steal an identity?
Identity theft starts with the misuse of your personally identifying information such as your name and Social Security number, credit card numbers, or other financial account information . . . 

What do thieves do with a stolen identity?
Once they have your personal information, identity thieves use it in a variety of ways . . .  

How can you find out if your identity was stolen?
The best way to find out is to monitor your accounts and bank statements each month, and check your credit report on a regular basis . . .  

What should you do if your identity is stolen?
Filing a police report, checking your credit reports, notifying creditors, and disputing any unauthorized transactions are some of the steps you must take immediately to restore your good name . . .  

Should you file a police report if your identity is stolen?
A police report that provides specific details of the identity theft is considered an Identity Theft Report . . .

How long can the effects of identity theft last?
It's difficult to predict how long the effects of identity theft may linger. That's because it depends on many factors including the type of theft . . .

What can you do to help fight identity theft?
 Awareness is an effective weapon against many forms identity theft. Be aware of how information is stolen and what you can do to protect yours . . .