Crown’s Customer Appreciation Program
(Offer for Current Mortgagors and Their Immediate Family Only)

Thank you for being a Crown customer. Whether you sell your current home or purchase a new home, Crown is committed to helping make you and/or your family's experience enjoyable.


Buyer Benefits

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Credit & appraisal fee refunded at closing $325 - $385 Refund
 When you or your family purchase a home Crown will credit the appraisal and credit report fee at closing.

As part of the mortgage process, Crown will order an appraisal of the home to make sure the home’s value supports the purchase price.  An appraisal is an essential part of determining your loan-to-value (LTV) ratio, which will help determine whether you qualify. A credit report is also required to obtain a mortgage.

•    Bridge Loan
Crown Mortgage Company allows sellers to borrow against equity in their existing home for the purpose of making a down payment on a new home. When the existing home is sold, the proceeds are used to repay this short-term loan.

•   
1 Hour mortgage commitment and 10 day closing

Crown can issue a written commitment over the internet/telephone in 1 hour. Crown can close your loan in 10 days. Click here for details.

•    Free mortgage counseling for purchasing a new home
Since buying a home is the biggest financial transaction that most people will make in their lifetimes; it is always a good idea to receive professional guidance before you step into that world of financial obligations. While owning a home is a goal of most Americans, very few think to seek out mortgage counseling before applying for a mortgage loan. Unfortunately many people end up with mortgage terms that are less than optimal and, indeed, may be downright painful. Crown’s highly qualified mortgage consultants will guide you throughout your home buying/refinancing experience. Click here to contact your Crown mortgage consultant.

•    Current home underwater counseling for purchasing new home
A government program (The Home Affordable Refinancing Program - HARP) allows you to refinance to a lower home loan rate even if your mortgage is larger than the value of your home. Crown’s mortgage counselors will help you understand the whole process.


•    Free credit repair counseling
It’s easy to feel overwhelmed with the credit repair process and you will want to ask a trained counselor questions if you get stumped. Crown Mortgage Company offers free credit repair counseling for those that want to own a home. Crown’s mortgage counselors will guide you throughout the process so that you can repair your credit and own a home.

•    Debt free and loving it counseling
Using the Debt Free and Loving It Program you can pay off all of your debts including your mortgage in 10 years or less with no additional income. Learn how to create wealth and set yourself up for future retirement. Debt Free and Loving It is a budgeting and discipline program – it’s not magic.

Paying off your debts requires your commitment and discipline. Learn how to use your money to your advantage. Use your compound interest versus it working against you. Go here to view the on-line video.

•      Rate lock while home shopping
Crown Mortgage Company allows you to lock in an interest rate for a period of 30 days while shopping for a new home. Shop with confidence knowing you are approved for a loan and have a guaranteed interest rate. Concentrate solely on buying a new home. Receive a lower rate, if, by the time a contract is signed (within 30 day period), rate moves lower.    

•    Repairs after closing program
Repairs after closing allows buyers to make required repairs/ improvements needed to their future home after closing. It provides an option to sellers who are physically unable or unwilling to make repairs or required municipal improvements. It creates solutions for buyers that may be limited on funds for repairs. 


Seller Benefits

Sell your home faster for the best price with the least headaches.
Work with the realtor of your choice or Crown can refer one.

•    1 Hour written Internet/telephone mortgage commitment and 10 day closings
When you get an offer on your home Crown will confirm your buyer qualifies in 1 hour over the internet/telephone. 


•    Repairs after closing program
If there is a problem with your home; Crown can close and the buyer does repairs after closing. Repairs after closing allows buyers to make required repairs/ improvements needed to purchase a home. It provides an option to sellers who are physically unable or unwilling to make repairs or required municipal improvements. It creates solutions for buyers that may be limited on funds for a down payment.

•    Bridge Loan
Crown Mortgage Company allows sellers to borrow against equity in their existing home for the purpose of making a down payment on a new home. When the existing home is sold, the proceeds are used to repay this short-term loan.

If the loan should be done, Crown will do it.

For more information, call your Crown Mortgage Consultant today at 708-857-1897.

 

 

 

Crown reserves the right to cancel parts or all of this program.