• 30 Year Conforming Fixed
• 15 Year Conforming Fixed

• Monthly payments are fixed over the life of the loan
• Interest rate does not change
• Protected if rates go up
• Can refinance if rates go down

FHA Mortgage

Federal Housing Authority financing can be used to purchase a new home or refinance an existing FHA loan

• FHA financing can be used to purchase a home, townhouse, condominium, or refinance an existing loan
• Minimal downpayment
• Monthly payments are fixed over the life of the loan
• Interest rate does not change
• Protected if rates go up
• Can refinance if rates go down

VA financing can be used to purchase a new home or refinance an existing VA loan

• Minimal downpayment
• Most veterans pay a VA funding fee for their loans. Crown Mortgage allows the veteran to build the VA funding fee into the mortgage
• VA loans are assumable
• Crown Mortgage Company is a VA Automatic LAPP Lender so there is less red tape. We approve all veteran's applications for loan approval "in-house" and handle the appraisal review in the same "in-house" capacity with no downtown review

• Lower down payment
• Easier to qualify
• Lower rates may be available

Crown Mortgage Company gives you the convenience of over the internet approval

• Fill out the application at your convenience
• Quick and convenient application process
• Eliminate anxiety associated with obtaining a mortgage
• Monthly payments are fixed over the life of the loan
• Interest rate does not change
• Protected if rates go up
• Can refinance if rates go down

Crown Mortgage Company gives you a mortgage commitment over the phone

• Obtain your mortgage from the convenience of your home or workplace
• Quick and convenient
• Eliminate anxiety associated with obtaining a mortgage

Crown Mortgage Company allows you to lock in an interest rate for a period of 30 days while shopping for a new home

• Shop with confidence knowing you are approved for a loan and have a guaranteed interest rate
• Concentrate solely on buying a new home
• Receive a lower rate, if, by the time a contract is signed (within 30 day period), rate move lower

Crown Mortgage Company can close FHA or Conventional loans in 10 business days

• You can take advantage of Crown's speed and close your home in 10 business days
• Because Crown is a mortgage banker, all loans are processed in-house at our corporate office in Oak Lawn, IL
• Our loan application is thorough and our in-house appraisers can appraise the home within 4 business days, you are able to move swiftly from mortgage commitment to closing

Refinance 

Crown Mortgage Company allows you to refinance your current loan to reduce payments, shorten term, take cash out or consolidate debts

• Lifetime refinance - Crown will refinance your loan if it will reduce the payment
• Streamlined refinance - the only charge is updated title, the only documentation is your drivers license
• Regular refinance - cash out, consolidation and shorter term

Allows buyers to make required repairs/ improvements needed to their future home

• Apply value of the materials and repairs toward the down payment
• Provides an option to sellers who are physically unable or unwilling to make repairs or required municipal improvements
• Creates solutions for buyers that may be limited on funds for a down payment

Crown Mortgage allows buyers to lock in their rate to a lower rate

• Buyers can lock in a rate knowing if rates go down they will be able to have a one-time opportunity to lock in a lower rate
• Buyers know they are receiving the best rate possible